Compare Today’s Refinance Rates for Maydelle, Texas 75772
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Maydelle, Texas 75772.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,277 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Maydelle and other areas of Cherokee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Maydelle, Texas 75772
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Interactive Refinance Rate Projections for Maydelle, Texas 75772
Pureloan has developed an interactive chart to monitor the five largest local lenders in Maydelle, TX 75772, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Maydelle, Texas 75772 from 2024 - 2016
The following historical data provides insights into refinancing trends in Maydelle, Texas and the surrounding Cherokee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.48% | 60.70% | 57.18% | 52.86% | 64.29% | 66.10% | 63.78% | 56.71% | 58.27% |
avg refi rate | 6.32% | 3.85% | 2.99% | 3.32% | 4.36% | 4.54% | 4.17% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.76% | 23.51% | 26.75% | 29.97% | 23.63% | 24.58% | 32.28% | 31.10% | 35.97% |
avg refi rate | 6.00% | 2.85% | 2.45% | 2.82% | 3.65% | 3.95% | 3.48% | 3.26% | 3.38% |
Avg credit score | 738.76 | 736.20 | 748.10 | 753.90 | 743.74 | 739.47 | 746.27 | 741.18 | 746.71 |
Avg LTV (loan to value) | 64.86% | 60.29% | 67.60% | 70.03% | 67.99% | 70.20% | 71.49% | 72.02% | 72.37% |
Avg DTI (debt to income) | 37.62 | 33.92 | 33.78 | 32.31 | 33.91 | 34.64 | 34.24 | 32.60 | 31.60 |
Avg refinance insurance % | 4.14% | 0.83% | 2.47% | 3.62% | 3.84% | 3.58% | 4.59% | 4.70% | 3.50% |
Best Refinance Brokers around Maydelle, Texas 75772
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Maydelle, Texas 75772, we have compiled a list of top refinance brokers to assist you in the process.
John Nustad
Mortgage Loan officer
2510 S. Main
Lindale, TX 75772
(903) 881-6851
john.nustad@southside.com
Carroll Anderson
Loan officer
17752 Hwy 69 N
Lindale, TX 75772
(903) 638-8511
canderson@texasbankandtrust.com
Andrea Carrion
Loan officer
17752 Hwy 69 N
Lindale, TX 75772
(903) 638-8511
acarrion@texasbankandtrust.com
Nathan Fisher
Loan officer
17752 Hwy 69 N
Lindale, TX 75772
(903) 638-8511
nfisher@texasbankandtrust.com
Carolyn Littlefield
Loan officer
17752 Hwy 69 N
Lindale, TX 75772
(903) 638-8511
clittlefield@texasbankandtrust.com
Address
2510 S. Main
Lindale, TX
Contact
(903) 881-6851
Fax (301) 639-0804
john.nustad@southside.com
Address
17752 Hwy 69 N
Lindale, TX
Contact
(903) 638-8511
Fax (301) 639-0804
canderson@texasbankandtrust.com
Address
17752 Hwy 69 N
Lindale, TX
Contact
(903) 638-8511
Fax (301) 639-0804
acarrion@texasbankandtrust.com