Compare Today’s Refinance Rates for Mc Leod, Texas 75565
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mc Leod, Texas 75565.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mc Leod, Texas 75565. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,630 or $13 per month in Mc Leod and other parts of Cass county.
Summary of Average Refinances in Mc Leod, Texas 75565
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Interactive Refinance Rate Projections for Mc Leod, Texas 75565
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mc Leod, TX 75565, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mc Leod, Texas 75565 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mc Leod, Texas and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Mc Leod, Texas 75565
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mc Leod, Texas 75565, we have compiled a list of top refinance brokers to assist you in the process.
Shane Best
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75565
(903) 237-5500
zbest@texasbankandtrust.com
John Dyer
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75565
(903) 237-5500
bdyer@texasbankandtrust.com
Laura Estep
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75565
(903) 237-5500
cestep@texasbankandtrust.com
Heath Hamberlin
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75565
(903) 237-5500
hhamberlin@texasbankandtrust.com
Jennifer Harper
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75565
(903) 237-5500
jharper@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
zbest@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
bdyer@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
cestep@texasbankandtrust.com