Compare Today’s Refinance Rates for Mckinney, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Mckinney, Texas 75069. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,330 or $12 / month in Mckinney and other areas of Collin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mckinney, Texas 75069.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Mckinney, Texas 75069

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mckinney, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mckinney, TX 75069, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mckinney, TX

Refinance Rates for Mckinney, Texas 75069 from 2013 - 2020

Below are historical data on refinancing in Mckinney, Texas and around Collin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mckinney, Texas 75069

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mckinney, Texas 75069, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jenny Machalicek

Loan Officer

321 N. Central Expressway

Mckinney, TX 75069

(972) 529-2178

jenny@pilgrimmtg.com

Tammy Costas

Branch Manager

321 N. Central Expressway

Mckinney, TX 75069

(972) 529-2178

tammy@pilgrimmtg.com

Dan Hansen

Loan Originator

6051 W. Virginia Parkway, Suite 100

Mckinney, TX 75069

(972) 569-6615

Danhansen@Yhtm.Com

Carrie Tully

Loan Officer

6800 Weiskopf Avenue, Suite 200

Mckinney, TX 75069

(214) 576-2900

Ctully@Servicefirstmtg.Com

Adrienne Long

Loan Officer

6800 Weiskopf Avenue, Suite 200

Mckinney, TX 75069

(214) 576-2900

Along@Servicefirstmtg.Com

Address

321 N. Central Expressway

Mckinney, TX

Contact

(972) 529-2178

Fax (301) 639-0804

jenny@pilgrimmtg.com

Address

321 N. Central Expressway

Mckinney, TX

Contact

(972) 529-2178

Fax (301) 639-0804

tammy@pilgrimmtg.com

Address

6051 W. Virginia Parkway, Suite 100

Mckinney, TX

Contact

(972) 569-6615

Fax (301) 639-0804

Danhansen@Yhtm.Com

Refinancing News for Mckinney, Texas 75069