Compare Today’s Refinance Rates for Melvin, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Melvin, Texas 76858. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Melvin and surrounding areas of Mcculloch county, your expected lifetime cash savings are $15,277 or $42 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Melvin, Texas 76858.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.128304 -99.3372

Summary of Average Refinance Terms in Melvin, Texas 76858

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Melvin, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Melvin, TX 76858, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Melvin, TX

Refinance Rates for Melvin, Texas 76858 from 2014 - 2021

Below are historical data on refinancing in Melvin, Texas and around Mcculloch county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Melvin, Texas 76858

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Melvin, Texas 76858, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Wes Masters

Sr. VP Mortgage Lending

3471 Knickerbocker Rd

San Angelo, TX 76858

(325) 659-5850

wmasters@ffin.com

Spencer Murphy

Vice President

3471 Knickerbocker Rd

San Angelo, TX 76858

(325) 659-5858

smurphy@ffin.com

Karah Ward-Bowles

loan officer

2801 Southwest Blvd.

San Angelo, TX 76858

(325) 227-4680

kward@guildmortgage.net

Hugo Deanda

Loan Officer

3017 Knickerbocker Rd

San Angelo, TX 76858

(325) 374-1573

Hdeanda@Legacylends.Com

Stormie Wilde

Loan Officer

3017 Knickerbocker Rd

San Angelo,, TX 76858

(325) 812-8389

Swilde@Legacylends.Com

Address

3471 Knickerbocker Rd

San Angelo, TX

Contact

(325) 659-5850

Fax (301) 639-0804

wmasters@ffin.com

Address

3471 Knickerbocker Rd

San Angelo, TX

Contact

(325) 659-5858

Fax (301) 639-0804

smurphy@ffin.com

Address

2801 Southwest Blvd.

San Angelo, TX

Contact

(325) 227-4680

Fax (301) 639-0804

kward@guildmortgage.net

Refinancing News for Melvin, Texas 76858