Compare Today’s Refinance Rates for Memphis, Texas
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Memphis, Texas 79245. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Memphis and other areas of Hall county, expected lifetime cash savings are $73,364 or $204 / month.
For Memphis, Texas 79245, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Memphis, Texas 79245
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Memphis, Texas 79245
buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Memphis, TX
For refinance rate forecasts and predictions in Memphis, TX 79245, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Memphis, Texas 79245 from 2014 - 2021
Below are historical data on refinancing in Memphis, Texas and around Hall county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||53.29%||41.87%||51.91%||49.80%||50.76%||60.83%||53.97%||41.46%|
|avg refi rate||4.84%||4.43%||3.86%||3.64%||4.49%||4.00%||3.81%||3.90%|
|% 15 year fixed refinance||33.03%||39.73%||33.23%||37.96%||37.06%||26.73%||36.36%||42.68%|
|avg refi rate||4.28%||3.77%||3.25%||2.94%||3.51%||3.21%||3.06%||3.06%|
|Avg credit score||767.67||767.56||769.51||765.74||752.54||758.16||761.08||757.24|
|Avg LTV (loan to value)||56.90%||58.52%||59.31%||60.10%||65.06%||65.47%||64.89%||62.02%|
|Avg DTI (debt to income)||29.81||31.32||30.56||30.81||33.28||32.83||31.97||33.07|
|Avg refinance insurance %||0.50%||0.93%||0.81%||1.46%||2.16%||2.31%||1.80%||1.97%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Memphis, Texas 79245
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Memphis, Texas 79245, we have compiled a list of the leading refinance brokers to guide you.
No Records Found
No Records Found