Compare Today’s Refinance Rates for Meridian, Texas 76665
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Meridian, Texas 76665.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,274 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Meridian and other areas of Bosque county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Meridian, Texas 76665
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Interactive Refinance Rate Projections for Meridian, Texas 76665
Pureloan has developed an interactive chart to monitor the five largest local lenders in Meridian, TX 76665, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Meridian, Texas 76665 from 2024 - 2016
The following historical data provides insights into refinancing trends in Meridian, Texas and the surrounding Bosque county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Meridian, Texas 76665
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Meridian, Texas 76665, we have compiled a list of top refinance brokers to assist you in the process.
Joey Kolar
Home Mortgage Consultant Jr
1105 Wooded Acres Dr
Waco, TX 76665
(254) 714-6167
joseph.w.kolar@wellsfargo.com
Mary Teakell
Loan Officer
1700 N Valley Mills Dr
Waco, TX 76665
(254) 761-2329
mteakell@extracobanks.com
Claudia Reyes
Mortgage Consultant
1704 N Valley Mills Dr
Waco, TX 76665
(361) 985-0020
creyes@extracobanks.com
Jim Hagen
Co-Branch Manager
1704 N Valley Mills Dr
Waco, TX 76665
(361) 985-0020
jhagen@extracobanks.com
Brian Aycock
Mortgage Loan Originator
4900 Sanger Ave
Waco, TX 76665
(254) 741-0100
aycock@texasfirst.com
Address
1105 Wooded Acres Dr
Waco, TX
Contact
(254) 714-6167
Fax (301) 639-0804
joseph.w.kolar@wellsfargo.com
Address
1700 N Valley Mills Dr
Waco, TX
Contact
(254) 761-2329
Fax (301) 639-0804
mteakell@extracobanks.com
Address
1704 N Valley Mills Dr
Waco, TX
Contact
(361) 985-0020
Fax (301) 639-0804
creyes@extracobanks.com