Compare Today’s Refinance Rates for Merkel, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Merkel, Texas 79536. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Merkel and other areas of Taylor county, expected lifetime cash savings are $14,191 or $39 / month.

For Merkel, Texas 79536, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.444371 -99.992443

Summary of Average Refinance Terms in Merkel, Texas 79536

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Merkel, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Merkel, TX 79536, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Merkel, TX

Refinance Rates for Merkel, Texas 79536 from 2014 - 2021

Below are historical data on refinancing in Merkel, Texas and around Taylor county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Merkel, Texas 79536

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Merkel, Texas 79536, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Thea Serrano

mortgage-lenders

301 Edwards

Merkel, TX 79536

(325) 928-1111

tserrano@ffin.com

Tammie Harding

mortgage-lenders

301 Edwards

Merkel, TX 79536

(325) 928-1111

tharding@ffin.com

Shelda Nichols

mortgage-lenders

301 Edwards

Merkel, TX 79536

(325) 928-1111

snichols@ffin.com

Steve Miller

mortgage-lenders

301 Edwards

Merkel, TX 79536

(325) 928-1111

smiller@ffin.com

Stephen Harding

mortgage-lenders

301 Edwards

Merkel, TX 79536

(325) 928-1111

sharding@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

tserrano@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

tharding@ffin.com

Address

301 Edwards

Merkel, TX

Contact

(325) 928-1111

Fax (301) 639-0804

snichols@ffin.com

Refinancing News for Merkel, Texas 79536