Compare Today’s Refinance Rates for Midfield, Texas 77458
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Midfield, Texas 77458.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Midfield, Texas 77458. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,987 or $14 per month in Midfield and other parts of Matagorda county.
Summary of Average Refinances in Midfield, Texas 77458
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Interactive Refinance Rate Projections for Midfield, Texas 77458
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midfield, TX 77458, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midfield, Texas 77458 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midfield, Texas and the surrounding Matagorda county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Midfield, Texas 77458
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midfield, Texas 77458, we have compiled a list of top refinance brokers to assist you in the process.
Paul Jury
Senior Vice President Commercial Lending
1850 Pearland Pkwy
Pearland, TX 77458
(281) 485-0600
jury@bankheritage.com
Leslie Dunn
Vice President/SBA Lending
1850 Pearland Pkwy
Pearland, TX 77458
(281) 485-0600
dunn@bankheritage.com
John Wood
Senior Vice President
1850 Pearland Pkwy
Pearland, TX 77458
(281) 485-9112
wood@bankheritage.com
Jennifer Rader
Loan Officer
2734 Sunrise Blvd Ste 208
Pearland, TX 77458
(281) 224-2976
jennifer@jraderloans.com
Lucibel Gonzalez
Home Mortgage Consultant
9215 Broadway St Ste 101
Pearland, TX 77458
(281) 412-1042
lucibel.gonzalez@wellsfargo.com
Address
1850 Pearland Pkwy
Pearland, TX
Contact
(281) 485-0600
Fax (301) 639-0804
jury@bankheritage.com
Address
1850 Pearland Pkwy
Pearland, TX
Contact
(281) 485-0600
Fax (301) 639-0804
dunn@bankheritage.com
Address
1850 Pearland Pkwy
Pearland, TX
Contact
(281) 485-9112
Fax (301) 639-0804
wood@bankheritage.com