Compare Today’s Refinance Rates for Midlothian, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Midlothian, Texas 76065. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Midlothian and other areas of Ellis county, expected lifetime cash savings are $13,888 or $39 / month.

For Midlothian, Texas 76065, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.475743 -96.993551

Summary of Average Refinance Terms in Midlothian, Texas 76065

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Midlothian, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Midlothian, TX 76065, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Midlothian, TX

Refinance Rates for Midlothian, Texas 76065 from 2014 - 2021

Below are historical data on refinancing in Midlothian, Texas and around Ellis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Midlothian, Texas 76065

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Midlothian, Texas 76065, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Charly Ledbetter

Loan Officer

136 N 8th Street, Suite 400

Midlothian, TX 76065

(469) 612-5563

Cledbetter@Guildmortgage.Com

Stanley Pemberton

Home Mortgage Consultant

201 Main St Ste 201

Fort Worth, TX 76065

(817) 847-2204

stanley.pemberton@wellsfargo.com

Amy Thompson

Home Mortgage Consultant

201 Main St Ste 201

Fort Worth, TX 76065

(817) 847-2204

amy.thompson@wellsfargo.com

Gena Attebery

Loan operation

500 Main St

Fort Worth, TX 76065

(817) 303-1201

genaattebery@worthingtonbank.com

Bobby Clark

Senior Vice President

500 Main St

Fort Worth, TX 76065

(817) 303-6065

bobbyclark@worthingtonbank.com

Address

136 N 8th Street, Suite 400

Midlothian, TX

Contact

(469) 612-5563

Fax (301) 639-0804

Cledbetter@Guildmortgage.Com

Address

201 Main St Ste 201

Fort Worth, TX

Contact

(817) 847-2204

Fax (301) 639-0804

stanley.pemberton@wellsfargo.com

Address

201 Main St Ste 201

Fort Worth, TX

Contact

(817) 847-2204

Fax (301) 639-0804

amy.thompson@wellsfargo.com

Refinancing News for Midlothian, Texas 76065