Compare Today’s Refinance Rates for Midway, Texas 75852
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midway, Texas 75852.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,125 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Midway and other areas of Madison county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Midway, Texas 75852
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Interactive Refinance Rate Projections for Midway, Texas 75852
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midway, TX 75852, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midway, Texas 75852 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midway, Texas and the surrounding Madison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 65.45% | 54.47% | 51.28% | 59.38% | 76.00% | 51.85% | 76.19% | 53.57% |
| avg refi rate | 6.23% | 4.18% | 2.99% | 3.43% | 4.49% | 4.65% | 4.31% | 3.97% | 4.12% |
| % 15 year fixed refinance | 23.64% | 30.89% | 33.33% | 28.13% | 24.00% | 37.04% | 9.52% | 39.29% | |
| avg refi rate | 2.95% | 2.47% | 2.94% | 3.89% | 3.96% | 3.55% | 3.56% | 3.44% | |
| Avg credit score | 730.50 | 736.55 | 742.30 | 752.38 | 734.28 | 740.48 | 736.89 | 739.14 | 742.61 |
| Avg LTV (loan to value) | 59.25% | 62.49% | 66.42% | 67.97% | 70.63% | 73.60% | 68.93% | 70.52% | 66.29% |
| Avg DTI (debt to income) | 34.00 | 34.20 | 32.53 | 33.12 | 31.94 | 36.80 | 35.63 | 34.00 | 31.11 |
| Avg refinance insurance % | 1.50% | 1.80% | 3.41% | 2.73% | 4.94% | 8.28% | 5.44% | 5.57% | 1.32% |
Best Refinance Brokers around Midway, Texas 75852
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midway, Texas 75852, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Neal
Loan Officer
2510 W Frank Ave
Lufkin, TX 75852
(936) 631-3531
cindyn@fbtet.com
William Bullock
Loan Officer
2510 W Frank Ave
Lufkin, TX 75852
(936) 631-3504
wbullock@fbtet.com
Kimen Fondren
Loan Originator
208 S US Highway 69
Huntington, TX 75852
(888) 890-6080
KFondren@huntingtonstatebank.com
Martha Sanchez
Loan Originator
208 S US Highway 69
Huntington, TX 75852
(888) 890-6080
MSanchez@huntingtonstatebank.com
Donna Carrell
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75852
(936) 275-2361
dcarrell@texasbankandtrust.com
Address
2510 W Frank Ave
Lufkin, TX
Contact
(936) 631-3531
Fax (301) 639-0804
cindyn@fbtet.com
Address
2510 W Frank Ave
Lufkin, TX
Contact
(936) 631-3504
Fax (301) 639-0804
wbullock@fbtet.com
Address
208 S US Highway 69
Huntington, TX
Contact
(888) 890-6080
Fax (301) 639-0804
KFondren@huntingtonstatebank.com