Compare Today’s Refinance Rates for Milam, Texas 75959
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Milam, Texas 75959.
With a 30-year amortization refinance in Milam and surrounding areas of Sabine county, our calculations show that you can expect to save up to $4,630 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Milam, Texas 75959.
Summary of Average Refinances in Milam, Texas 75959
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Interactive Refinance Rate Projections for Milam, Texas 75959
Pureloan has developed an interactive chart to monitor the five largest local lenders in Milam, TX 75959, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Milam, Texas 75959 from 2024 - 2016
The following historical data provides insights into refinancing trends in Milam, Texas and the surrounding Sabine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Milam, Texas 75959
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Milam, Texas 75959, we have compiled a list of top refinance brokers to assist you in the process.
Reuben Brown
Loan officer
P.O. Box 635050
Nacogdoches, TX 75959
(817) 354-8400
rbrown@cbtx.com
Heather Cicirello
Loan officer
P.O. Box 635050
Nacogdoches, TX 75959
(972) 221-5363
hcicirello@cbtx.com
Megan Ferden
Loan officer
P.O. Box 635050
Nacogdoches, TX 75959
(936) 715-4197
vhubacek@cbtx.com
Renee Higginbotham
Loan officer
P.O. Box 635050
Nacogdoches, TX 75959
(936) 715-4155
renee@cbtx.com
Angela Shannon
VP Branch Manager
2200 N.W. Stallings Drive
Nacogdoches, TX 75959
(936) 564-0448
ashannon@texasfcs.com
Address
P.O. Box 635050
Nacogdoches, TX
Contact
(817) 354-8400
Fax (301) 639-0804
rbrown@cbtx.com
Address
P.O. Box 635050
Nacogdoches, TX
Contact
(972) 221-5363
Fax (301) 639-0804
hcicirello@cbtx.com
Address
P.O. Box 635050
Nacogdoches, TX
Contact
(936) 715-4197
Fax (301) 639-0804
vhubacek@cbtx.com