Compare Today’s Refinance Rates for Mineola, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mineola, Texas 75773. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mineola and other areas of Wood county, expected lifetime cash savings are $31,582 or $88 / month.

For Mineola, Texas 75773, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.666059 -95.487032

Summary of Average Refinance Terms in Mineola, Texas 75773

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mineola, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mineola, TX 75773, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mineola, TX

Refinance Rates for Mineola, Texas 75773 from 2014 - 2021

Below are historical data on refinancing in Mineola, Texas and around Wood county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mineola, Texas 75773

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mineola, Texas 75773, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Nustad

Mortgage Loan officer

2510 S. Main

Lindale, TX 75773

(903) 881-6851

john.nustad@southside.com

Carroll Anderson

Loan officer

17752 Hwy 69 N

Lindale, TX 75773

(903) 638-8511

canderson@texasbankandtrust.com

Andrea Carrion

Loan officer

17752 Hwy 69 N

Lindale, TX 75773

(903) 638-8511

acarrion@texasbankandtrust.com

Nathan Fisher

Loan officer

17752 Hwy 69 N

Lindale, TX 75773

(903) 638-8511

nfisher@texasbankandtrust.com

Carolyn Littlefield

Loan officer

17752 Hwy 69 N

Lindale, TX 75773

(903) 638-8511

clittlefield@texasbankandtrust.com

Address

2510 S. Main

Lindale, TX

Contact

(903) 881-6851

Fax (301) 639-0804

john.nustad@southside.com

Address

17752 Hwy 69 N

Lindale, TX

Contact

(903) 638-8511

Fax (301) 639-0804

canderson@texasbankandtrust.com

Address

17752 Hwy 69 N

Lindale, TX

Contact

(903) 638-8511

Fax (301) 639-0804

acarrion@texasbankandtrust.com

Refinancing News for Mineola, Texas 75773

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