Compare Today’s Refinance Rates for Nacogdoches, Texas 75962
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Nacogdoches, Texas 75962.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Nacogdoches, Texas 75962. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,630 or $13 per month in Nacogdoches and other parts of Nacogdoches county.
Summary of Average Refinances in Nacogdoches, Texas 75962
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Interactive Refinance Rate Projections for Nacogdoches, Texas 75962
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nacogdoches, TX 75962, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nacogdoches, Texas 75962 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nacogdoches, Texas and the surrounding Nacogdoches county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Nacogdoches, Texas 75962
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nacogdoches, Texas 75962, we have compiled a list of top refinance brokers to assist you in the process.
Linda Lee
Mortgage Lender
818 N. University Dr.
Nacogdoches, TX 75962
(903) 720-9915
llee@highlandsmortgage.com
Angela Shannon
VP Branch Manager
2200 N.W. Stallings Drive
Nacogdoches, TX 75962
(936) 564-0448
ashannon@texasfcs.com
Renee Higginbotham
Loan officer
P.O. Box 635050
Nacogdoches, TX 75962
(936) 715-4155
renee@cbtx.com
Megan Ferden
Loan officer
P.O. Box 635050
Nacogdoches, TX 75962
(936) 715-4197
vhubacek@cbtx.com
Heather Cicirello
Loan officer
P.O. Box 635050
Nacogdoches, TX 75962
(972) 221-5363
hcicirello@cbtx.com
Address
818 N. University Dr.
Nacogdoches, TX
Contact
(903) 720-9915
Fax (301) 639-0804
llee@highlandsmortgage.com
Address
2200 N.W. Stallings Drive
Nacogdoches, TX
Contact
(936) 564-0448
Fax (301) 639-0804
ashannon@texasfcs.com
Address
P.O. Box 635050
Nacogdoches, TX
Contact
(936) 715-4155
Fax (301) 639-0804
renee@cbtx.com