Compare Today’s Refinance Rates for Nacogdoches, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Nacogdoches, Texas 75963. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $17,733 or $49 / month in Nacogdoches and other areas of Nacogdoches county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Nacogdoches, Texas 75963.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.6331 -94.6402

Summary of Average Refinance Terms in Nacogdoches, Texas 75963

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Nacogdoches, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Nacogdoches, TX 75963, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Nacogdoches, TX

Refinance Rates for Nacogdoches, Texas 75963 from 2014 - 2021

Below are historical data on refinancing in Nacogdoches, Texas and around Nacogdoches county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Nacogdoches, Texas 75963

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Nacogdoches, Texas 75963, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Linda Lee

Mortgage Lender

818 N. University Dr.

Nacogdoches, TX 75963

(903) 720-9915

llee@highlandsmortgage.com

Angela Shannon

VP Branch Manager

2200 N.W. Stallings Drive

Nacogdoches, TX 75963

(936) 564-0448

ashannon@texasfcs.com

Renee Higginbotham

Loan officer

P.O. Box 635050

Nacogdoches, TX 75963

(936) 715-4155

renee@cbtx.com

Megan Ferden

Loan officer

P.O. Box 635050

Nacogdoches, TX 75963

(936) 715-4197

vhubacek@cbtx.com

Heather Cicirello

Loan officer

P.O. Box 635050

Nacogdoches, TX 75963

(972) 221-5363

hcicirello@cbtx.com

Address

818 N. University Dr.

Nacogdoches, TX

Contact

(903) 720-9915

Fax (301) 639-0804

llee@highlandsmortgage.com

Address

2200 N.W. Stallings Drive

Nacogdoches, TX

Contact

(936) 564-0448

Fax (301) 639-0804

ashannon@texasfcs.com

Address

P.O. Box 635050

Nacogdoches, TX

Contact

(936) 715-4155

Fax (301) 639-0804

renee@cbtx.com

Refinancing News for Nacogdoches, Texas 75963