Compare Today’s Refinance Rates for New Braunfels, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for New Braunfels, Texas 78131. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,975 or $36 / month in New Braunfels and other areas of Comal county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Braunfels, Texas 78131.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.6974 -98.1157

Summary of Average Refinance Terms in New Braunfels, Texas 78131

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for New Braunfels, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in New Braunfels, TX 78131, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for New Braunfels, TX

Refinance Rates for New Braunfels, Texas 78131 from 2014 - 2021

Below are historical data on refinancing in New Braunfels, Texas and around Comal county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Braunfels, Texas 78131

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Braunfels, Texas 78131, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matt Hemberger

Loan Officer

1551 N Walnut Ave, Suite 31

New Braunfels, TX 78131

(183) 030-2210

mhemberger@fairwaymc.com

Kristin Bailey

Residential Mortgage Loan Officer

1551 N Walnut Ave, Suite 31

New Braunfels, TX 78131

(808) 224-1803

kristinb@fairwaymc.com

Carol Hall

Loan Originator

309 Wingo Way, Ste. 103

New Braunfels, TX 78131

(843) 872-0030

carol.hall@gatewayloan.com

Debbie Berry

Branch Manager 2

309 Wingo Way, Ste. 103

New Braunfels, TX 78131

(843) 872-0030

debbie.berry@gatewayloan.com

Christina Abney

Loan Originator

309 Wingo Way, Ste. 103

New Braunfels, TX 78131

(843) 872-0030

christina.abney@gatewayloan.com

Address

1551 N Walnut Ave, Suite 31

New Braunfels, TX

Contact

(183) 030-2210

Fax (301) 639-0804

mhemberger@fairwaymc.com

Address

1551 N Walnut Ave, Suite 31

New Braunfels, TX

Contact

(808) 224-1803

Fax (301) 639-0804

kristinb@fairwaymc.com

Address

309 Wingo Way, Ste. 103

New Braunfels, TX

Contact

(843) 872-0030

Fax (301) 639-0804

carol.hall@gatewayloan.com

Refinancing News for New Braunfels, Texas 78131