Compare Today’s Refinance Rates for Nixon, Texas 78140

Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Nixon, Texas 78140.

Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Nixon, Texas 78140. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,170 or $9 per month in Nixon and other parts of Gonzales county.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.301649 -97.752898 33744

Summary of Average Refinances in Nixon, Texas 78140

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Nixon, Texas 78140

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Nixon, TX 78140, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Nixon, Texas 78140

Nixon is a city, self-described as a "compact neighborhood," at U.S. Highway 87 and the junction of Karnes, Gonzales and Wilson counties; alongside the Clear Fork Creek in the Juan J. Tejada League, in the U.S. state of Texas. Read more

Nixon is a city, self-described as a "compact neighborhood," at U.S. Highway 87 and the junction of Karnes, Gonzales and Wilson counties; alongside the Clear Fork Creek in the Juan J. Tejada League, in the U.S. state of Texas. Approaching 100 city blocks, the Nixon urban-area is defined by its schools at its north-end in the neighborhood of Rancho; with the southwest boundary hosting its industrial park and meat packing facilities, upon the 87-corridor towards Pandora and the county seat of Floresville.The population was 2,341 at the 2020 census. Nixon is located primarily within Gonzales County; however, most of its major employers and assets are alongside the eastern Wilson County line. The city has a total area of 1.6 square miles, all land. The Wilson County portion of Nixon is part of the San Antonio Metropolitan Statistical Area.

Nixon was formed across the landholdings of the Nixon family through the end of the 19th century, beginning as a 14,000 acre plantation south of Luling and north of Belmont. In the early 20th century through the present day, Nixon continually consolidated southward at John T. Nixon's land closer to the original settlements of Cuero, Goliad and Indianola, once acting as a rail station; this confluence once having the original name of "Rancho," so named for its free-range cattle industry.

The city is served primarily by employers that include a publicly-traded oil refinery, a chicken slaughterhouse, and its municipal services, especially the Nixon-Smiley Consolidated Independent School District. In 2018, the aggregate income of urban Nixon was an estimated $58,035,500. In 2019 according to the Texas Department of Transportation, the aggregate annual-average-daily-traffic of urban Nixon was rated at 22,928 vehicles. Read less

Historical Refinance Rates in Nixon, Texas 78140 from 2024 - 2016

The following historical data provides insights into refinancing trends in Nixon, Texas and the surrounding Gonzales county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 94.12% 54.46% 55.38% 57.16% 60.70% 65.86% 51.38% 48.71% 46.56%
avg refi rate 6.43% 3.92% 2.95% 3.27% 4.28% 4.63% 4.17% 3.96% 4.15%
% 15 year fixed refinance 1.96% 29.33% 29.39% 27.30% 26.20% 28.92% 38.53% 40.46% 40.33%
avg refi rate 5.50% 2.85% 2.43% 2.80% 3.59% 4.06% 3.42% 3.15% 3.42%
Avg credit score 755.02 752.13 745.96 751.68 745.21 735.10 738.33 739.23 739.68
Avg LTV (loan to value) 61.84% 59.93% 66.09% 70.10% 67.82% 66.47% 68.23% 68.36% 66.70%
Avg DTI (debt to income) 37.84 36.01 34.25 34.05 36.10 36.52 34.88 34.64 34.61
Avg refinance insurance % 2.73% 1.15% 2.60% 5.07% 5.50% 3.13% 3.00% 2.94% 1.83%

Source: Financial Report of the US Government

Best Refinance Brokers around Nixon, Texas 78140

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nixon, Texas 78140, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Cathy Hilton

Vice President - Lending

200 N. Nixon Ave.

Nixon, TX 78140

(830) 582-1511

hilton@bankheritage.com

Monica Townsend

Mortgage Loan Processor

12005 Ford Road, Suite 800

San Antonio, TX 78140

(210) 945-3300

MonicaTownsend@rbfcu.org

Mirta Hernandez

Loan Originator

1001 Pat Booker Road, Ste. 109

Universal City , TX 78140

(210) 714-4781

MirtaHernandez@gatewayloan.com

Steve Brown

Branch Manager

1001 Pat Booker Road, Ste. 109

Universal City, TX 78140

(210) 714-4781

Steve.Browngatewayloan.com

Trippett Boineau

Senior Loan Officer

7723 North Kings Highway

Universal City, TX 78140

(843) 450-8903

trippett.boineau@citizensone.com

Address

200 N. Nixon Ave.

Nixon, TX

Contact

(830) 582-1511

Fax (301) 639-0804

hilton@bankheritage.com

Address

12005 Ford Road, Suite 800

San Antonio, TX

Contact

(210) 945-3300

Fax (301) 639-0804

MonicaTownsend@rbfcu.org

Address

1001 Pat Booker Road, Ste. 109

Universal City , TX

Contact

(210) 714-4781

Fax (301) 639-0804

MirtaHernandez@gatewayloan.com

Refinancing News for Nixon, Texas 78140

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