Compare Today’s Refinance Rates for Nocona, Texas 76255
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Nocona, Texas 76255.
With a 30-year amortization refinance in Nocona and surrounding areas of Montague county, our calculations show that you can expect to save up to $3,384 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Nocona, Texas 76255.
Summary of Average Refinances in Nocona, Texas 76255
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Interactive Refinance Rate Projections for Nocona, Texas 76255
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nocona, TX 76255, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nocona, Texas 76255 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nocona, Texas and the surrounding Montague county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.28% | 65.85% | 64.07% | 64.16% | 61.94% | 64.23% | 54.48% | 50.98% | 47.28% |
avg refi rate | 6.30% | 3.67% | 2.94% | 3.24% | 4.12% | 4.62% | 4.19% | 3.92% | 4.13% |
% 15 year fixed refinance | 6.94% | 20.51% | 22.21% | 23.15% | 25.03% | 26.63% | 36.04% | 36.23% | 38.68% |
avg refi rate | 5.80% | 2.72% | 2.40% | 2.80% | 3.55% | 3.93% | 3.38% | 3.20% | 3.39% |
Avg credit score | 749.32 | 750.63 | 754.47 | 760.30 | 749.98 | 737.57 | 741.76 | 745.70 | 747.29 |
Avg LTV (loan to value) | 59.94% | 60.39% | 67.06% | 70.19% | 69.92% | 64.40% | 66.67% | 69.57% | 71.27% |
Avg DTI (debt to income) | 37.04 | 35.85 | 33.17 | 32.87 | 35.15 | 35.50 | 35.01 | 33.56 | 32.40 |
Avg refinance insurance % | 2.63% | 0.74% | 2.75% | 4.37% | 4.94% | 1.66% | 2.51% | 2.74% | 2.48% |
Best Refinance Brokers around Nocona, Texas 76255
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nocona, Texas 76255, we have compiled a list of top refinance brokers to assist you in the process.
Jan Howard
Branch Manager
618 N 10th St.
Sanger, TX 76255
(940) 387-8585
JHoward@datcu.org
Debbie Young
Assistant Branch Manager
618 N 10th St.
Sanger, TX 76255
(940) 387-8585
DYoung@datcu.org
Stewart Bigham
President / Mortgage Broker
6 Heritage Court
Trophy Club,, TX 76255
(817) 313-6498
Stewart@finitemortgage.com
Richard Roznowski
Sr. Loan officer
6 Heritage Court
Trophy Club,, TX 76255
(817) 308-9507
Richard@finitemortgage.com
Keith Umphress
Mortgage Loan Originator
6 Heritage Court
Trophy Club,, TX 76255
(940) 389-1886
keith@finitemortgage.com
Address
618 N 10th St.
Sanger, TX
Contact
(940) 387-8585
Fax (301) 639-0804
JHoward@datcu.org
Address
618 N 10th St.
Sanger, TX
Contact
(940) 387-8585
Fax (301) 639-0804
DYoung@datcu.org
Address
6 Heritage Court
Trophy Club,, TX
Contact
(817) 313-6498
Fax (301) 639-0804
Stewart@finitemortgage.com