Compare Today’s Refinance Rates for North Houston, Texas 77315
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in North Houston, Texas 77315.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,922 over the lifetime of your mortgage, which translates to a monthly savings of $19 in North Houston and other areas of Harris county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in North Houston, Texas 77315
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Interactive Refinance Rate Projections for North Houston, Texas 77315
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Houston, TX 77315, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Houston, Texas 77315 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Houston, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around North Houston, Texas 77315
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Houston, Texas 77315, we have compiled a list of top refinance brokers to assist you in the process.
Lee Midkiff
Mortgage Consultant
1411 Kingwood Dr
Kingwood, TX 77315
(800) 726-1922
lee@primestreetlending.com
Michele Nichols
Mortgage Consultant
1411 Kingwood Dr
Kingwood, TX 77315
(800) 726-1922
michele@primestreetlending.com
Regina Vollmer
Mortgage Consultant
1411 Kingwood Dr
Kingwood, TX 77315
(800) 726-1922
regina@primestreetlending.com
Imogene Hanrahan
Loan Officer
411 Kingwood Drive
Kingwood, TX 77315
(800) 726-1922
Imogene@primestreetlending.com
Holly Whitney
Home Mortgage Consultant
6314 F M. 1960 E.
Humble, TX 77315
(281) 964-3103
holly.whitney@wellsfargo.com
Address
1411 Kingwood Dr
Kingwood, TX
Contact
(800) 726-1922
Fax (301) 639-0804
lee@primestreetlending.com
Address
1411 Kingwood Dr
Kingwood, TX
Contact
(800) 726-1922
Fax (301) 639-0804
michele@primestreetlending.com
Address
1411 Kingwood Dr
Kingwood, TX
Contact
(800) 726-1922
Fax (301) 639-0804
regina@primestreetlending.com