Compare Today’s Refinance Rates for Oakland, Texas
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Oakland, Texas 78951. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $17,198 or $48 / month in Oakland and other areas of Colorado county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oakland, Texas 78951.
Summary of Average Refinance Terms in Oakland, Texas 78951
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Oakland, Texas 78951
buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Oakland, TX
For refinance rate forecasts and predictions in Oakland, TX 78951, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Oakland, Texas 78951 from 2014 - 2021
Below are historical data on refinancing in Oakland, Texas and around Colorado county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||49.16%||42.53%||42.61%||44.84%||48.26%||50.25%||51.46%||48.84%|
|avg refi rate||4.90%||4.55%||3.91%||3.76%||4.50%||4.13%||3.90%||3.98%|
|% 15 year fixed refinance||36.45%||36.80%||40.10%||41.89%||41.29%||34.61%||33.76%||39.24%|
|avg refi rate||4.28%||3.82%||3.28%||3.02%||3.60%||3.35%||3.11%||3.22%|
|Avg credit score||761.38||764.18||765.89||760.79||744.76||749.16||750.89||747.97|
|Avg LTV (loan to value)||60.88%||62.88%||65.74%||66.02%||71.13%||70.97%||70.92%||69.57%|
|Avg DTI (debt to income)||32.68||32.05||31.54||31.77||34.01||34.21||34.12||35.22|
|Avg refinance insurance %||0.59%||1.29%||1.81%||2.25%||4.79%||4.13%||3.93%||3.74%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Oakland, Texas 78951
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oakland, Texas 78951, we have compiled a list of the leading refinance brokers to guide you.
1908 4th Avenue
Canyon, TX 78951