Compare Today’s Refinance Rates for Oakville, Texas 78060
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oakville, Texas 78060.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,274 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Oakville and other areas of Live Oak county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Oakville, Texas 78060
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Interactive Refinance Rate Projections for Oakville, Texas 78060
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakville, TX 78060, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakville, Texas 78060 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakville, Texas and the surrounding Live Oak county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
| avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
| % 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
| avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
| Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
| Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
| Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
| Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Oakville, Texas 78060
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakville, Texas 78060, we have compiled a list of top refinance brokers to assist you in the process.
Sarah Franklin
Branch Manager
802 West Oaklawn
Pleasanton, TX 78060
(830) 569-8741
sfranklin@texasfcs.com
Monica Townsend
Mortgage Loan Processor
12005 Ford Road, Suite 800
San Antonio, TX 78060
(210) 945-3300
MonicaTownsend@rbfcu.org
Antoine Artis
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78060
(210) 945-1482
antoine.artis@wellsfargo.com
Jose Gonzalez
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78060
(210) 945-1482
jose.gonzalez@wellsfargo.com
Margie Montague
Home Mortgage Consultant
8335 Agora Pkwy Ste 106
Schertz, TX 78060
(210) 945-1482
margie.montague@wellsfargo.com
Address
802 West Oaklawn
Pleasanton, TX
Contact
(830) 569-8741
Fax (301) 639-0804
sfranklin@texasfcs.com
Address
12005 Ford Road, Suite 800
San Antonio, TX
Contact
(210) 945-3300
Fax (301) 639-0804
MonicaTownsend@rbfcu.org
Address
8335 Agora Pkwy Ste 106
Schertz, TX
Contact
(210) 945-1482
Fax (301) 639-0804
antoine.artis@wellsfargo.com