Compare Today’s Refinance Rates for Oakville, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Oakville, Texas 78060. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $24,715 or $69 / month in Oakville and other areas of Live Oak county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oakville, Texas 78060.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

28.475646 -98.178162

Summary of Average Refinance Terms in Oakville, Texas 78060

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oakville, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oakville, TX 78060, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oakville, TX

Refinance Rates for Oakville, Texas 78060 from 2014 - 2021

Below are historical data on refinancing in Oakville, Texas and around Live Oak county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oakville, Texas 78060

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oakville, Texas 78060, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sarah Franklin

Branch Manager

802 West Oaklawn

Pleasanton, TX 78060

(830) 569-8741

sfranklin@texasfcs.com

Monica Townsend

Mortgage Loan Processor

12005 Ford Road, Suite 800

San Antonio, TX 78060

(210) 945-3300

MonicaTownsend@rbfcu.org

Antoine Artis

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78060

(210) 945-1482

antoine.artis@wellsfargo.com

Jose Gonzalez

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78060

(210) 945-1482

jose.gonzalez@wellsfargo.com

Margie Montague

Home Mortgage Consultant

8335 Agora Pkwy Ste 106

Schertz, TX 78060

(210) 945-1482

margie.montague@wellsfargo.com

Address

802 West Oaklawn

Pleasanton, TX

Contact

(830) 569-8741

Fax (301) 639-0804

sfranklin@texasfcs.com

Address

12005 Ford Road, Suite 800

San Antonio, TX

Contact

(210) 945-3300

Fax (301) 639-0804

MonicaTownsend@rbfcu.org

Address

8335 Agora Pkwy Ste 106

Schertz, TX

Contact

(210) 945-1482

Fax (301) 639-0804

antoine.artis@wellsfargo.com

Refinancing News for Oakville, Texas 78060