Compare Today’s Refinance Rates for Odell, Texas 79247
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Odell, Texas 79247.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,358 over the lifetime of your mortgage, which translates to a monthly savings of $4 in Odell and other areas of Hardeman county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Odell, Texas 79247
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Interactive Refinance Rate Projections for Odell, Texas 79247
Pureloan has developed an interactive chart to monitor the five largest local lenders in Odell, TX 79247, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Odell, Texas 79247 from 2024 - 2016
The following historical data provides insights into refinancing trends in Odell, Texas and the surrounding Hardeman county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Odell, Texas 79247
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Odell, Texas 79247, we have compiled a list of top refinance brokers to assist you in the process.
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