Compare Today’s Refinance Rates for Odem, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Odem, Texas 78370. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Odem and surrounding areas of San Patricio county, your expected lifetime cash savings are $10,220 or $28 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Odem, Texas 78370.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

27.940306 -97.583752

Summary of Average Refinance Terms in Odem, Texas 78370

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Odem, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Odem, TX 78370, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Odem, TX

Refinance Rates for Odem, Texas 78370 from 2014 - 2021

Below are historical data on refinancing in Odem, Texas and around San Patricio county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Odem, Texas 78370

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Odem, Texas 78370, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Teri Owen

Bank Manager/Vice President

1001 Wildcat Dr

Portland, TX 78370

(361) 643-9310

towen@fcbot.com

Terry Knesek

BranchManager

6058thStreet

Portland, TX 78370

(361) 643-2211

tknesek@hometrust.com

Francis Stokes

Vice President

5406 Everhart Rd

Corpus Christi, TX 78370

(361) 993-9310

fstokes@fcbot.com

Jason Pitarra

Loan Officer

509 Lawrence St Ste 301

Corpus Christi, TX 78370

(866) 611-8053

jpitarra@envoymortgage.com

Con Browne

Loan Officer

509 Lawrence St Ste 301

Corpus Christi, TX 78370

(713) 993-2214

cbrowne@envoymortgage.com

Address

1001 Wildcat Dr

Portland, TX

Contact

(361) 643-9310

Fax (301) 639-0804

towen@fcbot.com

Address

6058thStreet

Portland, TX

Contact

(361) 643-2211

Fax (301) 639-0804

tknesek@hometrust.com

Address

5406 Everhart Rd

Corpus Christi, TX

Contact

(361) 993-9310

Fax (301) 639-0804

fstokes@fcbot.com

Refinancing News for Odem, Texas 78370