Compare Today’s Refinance Rates for Odessa, Texas 79768
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Odessa, Texas 79768.
With a 30-year amortization refinance in Odessa and surrounding areas of Ector county, our calculations show that you can expect to save up to $6,922 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Odessa, Texas 79768.
Summary of Average Refinances in Odessa, Texas 79768
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Interactive Refinance Rate Projections for Odessa, Texas 79768
Pureloan has developed an interactive chart to monitor the five largest local lenders in Odessa, TX 79768, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Odessa, Texas 79768 from 2024 - 2016
The following historical data provides insights into refinancing trends in Odessa, Texas and the surrounding Ector county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Odessa, Texas 79768
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Odessa, Texas 79768, we have compiled a list of top refinance brokers to assist you in the process.
Kate Woody
Mortgage Lender
1541 JBS Parkway #16
Odessa, TX 79768
(432) 550-2011
kate.woody@primelending.com
Patty Marquez
Mortgage Lender
3803 E 52nd Street
Odessa, TX 79768
(325) 340-4600
patty.marquez@gatewayloan.com
Ricky Estala
Mortgage Lender
1330 E. 8th St. , Suite 406
Odessa, TX 79768
(915) 667-3272
ricky.estala@nafinc.com
Amber Barrientes
Branch Production Manager
865 Tower Drive
Odessa, TX 79768
(432) 617-4663
amber@cenderafunding.com
Chris Hiller
Mortgage Loan Originator
4800 E. 42nd St.
Odessa, TX 79768
(806) 771-9433
chris.hiller@southwbank.com
Address
1541 JBS Parkway #16
Odessa, TX
Contact
(432) 550-2011
Fax (301) 639-0804
kate.woody@primelending.com
Address
3803 E 52nd Street
Odessa, TX
Contact
(325) 340-4600
Fax (301) 639-0804
patty.marquez@gatewayloan.com
Address
1330 E. 8th St. , Suite 406
Odessa, TX
Contact
(915) 667-3272
Fax (301) 639-0804
ricky.estala@nafinc.com