Compare Today’s Refinance Rates for Oglesby, Texas 76561
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oglesby, Texas 76561.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,987 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Oglesby and other areas of Coryell county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Oglesby, Texas 76561
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Oglesby, Texas 76561
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oglesby, TX 76561, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oglesby, Texas 76561 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oglesby, Texas and the surrounding Coryell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Oglesby, Texas 76561
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oglesby, Texas 76561, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Rita Juergens
Loan Officer
140 E Cameron Ave
Rockdale, TX 76561
(512) 446-5700
rjuergens@cnbanktexas.com
Address
140 E Cameron Ave
Rockdale, TX
Contact
(512) 446-5700
Fax (301) 639-0804
rjuergens@cnbanktexas.com