Compare Today’s Refinance Rates for Olney, Texas
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Olney, Texas 76374. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,107 or $56 / month in Olney and other areas of Young county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Olney, Texas 76374.
Summary of Average Refinance Terms in Olney, Texas 76374
Total Closing Costs
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Customized Refinance Rate Projections for Olney, TX
For refinance rate forecasts and predictions in Olney, TX 76374, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Olney, Texas 76374 from 2014 - 2021
Below are historical data on refinancing in Olney, Texas and around Young county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||51.18%||43.07%||40.43%||44.12%||47.93%||46.90%||50.72%||49.06%|
|avg refi rate||4.85%||4.58%||3.91%||3.76%||4.53%||4.13%||3.93%||4.06%|
|% 15 year fixed refinance||37.65%||40.32%||43.39%||45.31%||41.30%||40.48%||36.09%||38.44%|
|avg refi rate||4.30%||3.87%||3.28%||3.04%||3.64%||3.38%||3.19%||3.22%|
|Avg credit score||758.83||758.58||764.02||759.40||744.56||747.04||747.31||741.83|
|Avg LTV (loan to value)||66.00%||66.40%||65.83%||68.01%||69.25%||69.81%||68.58%||67.77%|
|Avg DTI (debt to income)||31.61||31.88||31.10||31.17||33.50||33.13||33.71||34.06|
|Avg refinance insurance %||1.61%||2.02%||2.17%||2.80%||3.32%||3.04%||2.54%||2.37%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Olney, Texas 76374
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Olney, Texas 76374, we have compiled a list of the leading refinance brokers to guide you.
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