Compare Today’s Refinance Rates for Olney, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Olney, Texas 76374. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,107 or $56 / month in Olney and other areas of Young county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Olney, Texas 76374.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.360135 -98.742695

Summary of Average Refinance Terms in Olney, Texas 76374

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Olney, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Olney, TX 76374, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Olney, TX

Refinance Rates for Olney, Texas 76374 from 2014 - 2021

Below are historical data on refinancing in Olney, Texas and around Young county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Olney, Texas 76374

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Olney, Texas 76374, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Olney, Texas 76374