Compare Today’s Refinance Rates for Ore City, Texas 75683
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ore City, Texas 75683.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ore City, Texas 75683. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,918 or $11 per month in Ore City and other parts of Upshur county.
Summary of Average Refinances in Ore City, Texas 75683
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Interactive Refinance Rate Projections for Ore City, Texas 75683
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ore City, TX 75683, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ore City, Texas 75683 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ore City, Texas and the surrounding Upshur county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Ore City, Texas 75683
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ore City, Texas 75683, we have compiled a list of top refinance brokers to assist you in the process.
Jeanna Hill
Mortgage Loan Officer
1620 Rice Rd
Tyler, TX 75683
(903) 509-9000
jeanna@tylerhomemortgage.com
Sandi Bailey
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75683
(903) 237-5584
sbailey@texasbankandtrust.com
Jonathan Cromer
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75683
(903) 237-5500
jcromer@texasbankandtrust.com
Julie Graves
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75683
(903) 237-5584
jgraves@texasbankandtrust.com
Kevin Hood
Mortgage Lender
2323 W Grande Blvd
Tyler, TX 75683
(903) 237-5500
khood@texasbankandtrust.com
Address
1620 Rice Rd
Tyler, TX
Contact
(903) 509-9000
Fax (301) 639-0804
jeanna@tylerhomemortgage.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5584
Fax (301) 639-0804
sbailey@texasbankandtrust.com
Address
2323 W Grande Blvd
Tyler, TX
Contact
(903) 237-5500
Fax (301) 639-0804
jcromer@texasbankandtrust.com