Compare Today’s Refinance Rates for Paducah, Texas 79248
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Paducah, Texas 79248.
With a 30-year amortization refinance in Paducah and surrounding areas of Childress county, our calculations show that you can expect to save up to $4,987 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Paducah, Texas 79248.
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Summary of Average Refinances in Paducah, Texas 79248
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Interactive Refinance Rate Projections for Paducah, Texas 79248
Pureloan has developed an interactive chart to monitor the five largest local lenders in Paducah, TX 79248, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Paducah, Texas 79248 from 2024 - 2016
The following historical data provides insights into refinancing trends in Paducah, Texas and the surrounding Childress county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Paducah, Texas 79248
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Paducah, Texas 79248, we have compiled a list of top refinance brokers to assist you in the process.
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