Compare Today’s Refinance Rates for Pampa, Texas 79065
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pampa, Texas 79065.
With a 30-year amortization refinance in Pampa and surrounding areas of Gray county, our calculations show that you can expect to save up to $1,299 over the lifetime of your mortgage, or a monthly savings of $4. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pampa, Texas 79065.
Summary of Average Refinances in Pampa, Texas 79065
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Interactive Refinance Rate Projections for Pampa, Texas 79065
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pampa, TX 79065, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pampa, Texas 79065 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pampa, Texas and the surrounding Gray county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Pampa, Texas 79065
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pampa, Texas 79065, we have compiled a list of top refinance brokers to assist you in the process.
Donna Brandt-Presley
Loan Originator
3440 Bell St Unit 326
Amarillo, TX 79065
(432) 550-2011
dpresley@primelending.com
John Hays
Loan Officer
6401 Bell St
Amarillo, TX 79065
(806) 353-9999
JHays@accesscu.net
Bonnie Altman
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79065
(806) 371-3314
Baltman@Fcbtexas.Com
Heather Cooper
Loan Officer
3900 S. Soncy Road
Amarillo, TX 79065
(806) 371-3316
Hcooper@Fcbtexas.Com
Brandi Craner
Loan Officer
200-A Westgate Pkwy
Amarillo, TX 79065
(806) 367-9482
Bcraner@Firstmortgageco.Com
Address
3440 Bell St Unit 326
Amarillo, TX
Contact
(432) 550-2011
Fax (301) 639-0804
dpresley@primelending.com
Address
6401 Bell St
Amarillo, TX
Contact
(806) 353-9999
Fax (301) 639-0804
JHays@accesscu.net
Address
3900 S. Soncy Road
Amarillo, TX
Contact
(806) 371-3314
Fax (301) 639-0804
Baltman@Fcbtexas.Com