Compare Today’s Refinance Rates for Pandora, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Pandora, Texas 78143. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Pandora and surrounding areas of Wilson county, your expected lifetime cash savings are $21,917 or $61 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pandora, Texas 78143.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.231907 -97.935082

Summary of Average Refinance Terms in Pandora, Texas 78143

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pandora, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pandora, TX 78143, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pandora, TX

Refinance Rates for Pandora, Texas 78143 from 2014 - 2021

Below are historical data on refinancing in Pandora, Texas and around Wilson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pandora, Texas 78143

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pandora, Texas 78143, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Townsend

Mortgage Loan Processor

12005 Ford Road, Suite 800

San Antonio, TX 78143

(210) 945-3300

MonicaTownsend@rbfcu.org

Cathy Hilton

Vice President - Lending

200 N. Nixon Ave.

Nixon, TX 78143

(830) 582-1511

hilton@bankheritage.com

Mirta Hernandez

Loan Originator

1001 Pat Booker Road, Ste. 109

Universal City , TX 78143

(210) 714-4781

MirtaHernandez@gatewayloan.com

Steve Brown

Branch Manager

1001 Pat Booker Road, Ste. 109

Universal City, TX 78143

(210) 714-4781

Steve.Browngatewayloan.com

Trippett Boineau

Senior Loan Officer

7723 North Kings Highway

Universal City, TX 78143

(843) 450-8903

trippett.boineau@citizensone.com

Address

12005 Ford Road, Suite 800

San Antonio, TX

Contact

(210) 945-3300

Fax (301) 639-0804

MonicaTownsend@rbfcu.org

Address

200 N. Nixon Ave.

Nixon, TX

Contact

(830) 582-1511

Fax (301) 639-0804

hilton@bankheritage.com

Address

1001 Pat Booker Road, Ste. 109

Universal City , TX

Contact

(210) 714-4781

Fax (301) 639-0804

MirtaHernandez@gatewayloan.com

Refinancing News for Pandora, Texas 78143

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