Compare Today’s Refinance Rates for Pasadena, Texas 77503
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pasadena, Texas 77503.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,699 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Pasadena and other areas of Harris county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pasadena, Texas 77503
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Interactive Refinance Rate Projections for Pasadena, Texas 77503
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pasadena, TX 77503, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pasadena, Texas 77503 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pasadena, Texas and the surrounding Harris county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Pasadena, Texas 77503
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pasadena, Texas 77503, we have compiled a list of top refinance brokers to assist you in the process.
Michael Morris
ExecutiveVicePresident
4420EastSamHoustonPkwyS
Pasadena, TX 77503
(713) 439-3910
MMorris@postoakbank.com
Sherry Bufkin
VicePresident
4420EastSamHoustonPkwyS
Pasadena, TX 77503
(713) 439-3910
SBufkin@postoakbank.com
Diane Gomez
Mortgage Banker
2929 Shaver St
Pasadena, TX 77503
(171) 347-2336 Ext.0
Diane.Gomez@Chase.Com
Jenny Burren
Mortgage Banker
2929 Shaver St
Pasadena, TX 77503
(128) 167-0014
Jenny.Burren@Chase.Com
Diane Gomez
Mortgage Banker
5150 Fairmont Pkwy, Floor 01
Pasadena, TX 77503
(2) 899-1013 Ext.0
diane.t.gomez@chase.com
Address
4420EastSamHoustonPkwyS
Pasadena, TX
Contact
(713) 439-3910
Fax (301) 639-0804
MMorris@postoakbank.com
Address
4420EastSamHoustonPkwyS
Pasadena, TX
Contact
(713) 439-3910
Fax (301) 639-0804
SBufkin@postoakbank.com
Address
2929 Shaver St
Pasadena, TX
Contact
(171) 347-2336 Ext.0
Fax (301) 639-0804
Diane.Gomez@Chase.Com