Compare Today’s Refinance Rates for Penitas, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Penitas, Texas 78576. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Penitas and other areas of Hidalgo county, expected lifetime cash savings are $13,123 or $36 / month.

For Penitas, Texas 78576, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

26.230278 -98.444444

Summary of Average Refinance Terms in Penitas, Texas 78576

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Penitas, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Penitas, TX 78576, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Penitas, TX

Refinance Rates for Penitas, Texas 78576 from 2014 - 2021

Below are historical data on refinancing in Penitas, Texas and around Hidalgo county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Penitas, Texas 78576

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Penitas, Texas 78576, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Billy Best

VP Branch Manager

137 South Eighth St.

Raymondville, TX 78576

(956) 689-5502

bbest@texasfcs.com

Mickey Smith

Branch Manager / Banker

701 E Johnson St

Burnet, TX 78576

(830) 693-4600

mickey@sw-funding.com

Ryan Smith

Loan Officers

701 E Johnson St

Burnet, TX 78576

(512) 715-0055

ryan@sw-funding.com

April Downey

Mortgage Consultant

317 Railroad St

Buda, TX 78576

(512) 658-0660

adowney@independencetitle.com

Oscar Dupre

Residential Mortgage Loan Originator

215 W View Dr

Wimberley, TX 78576

(512) 847-5443

omega100@gvtc.com

Address

137 South Eighth St.

Raymondville, TX

Contact

(956) 689-5502

Fax (301) 639-0804

bbest@texasfcs.com

Address

701 E Johnson St

Burnet, TX

Contact

(830) 693-4600

Fax (301) 639-0804

mickey@sw-funding.com

Address

701 E Johnson St

Burnet, TX

Contact

(512) 715-0055

Fax (301) 639-0804

ryan@sw-funding.com

Refinancing News for Penitas, Texas 78576