Compare Today’s Refinance Rates for Pep, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Pep, Texas 79353. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,818 or $36 / month in Pep and other areas of Bailey county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Pep, Texas 79353.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.850225 -102.764107

Summary of Average Refinance Terms in Pep, Texas 79353

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Pep, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Pep, TX 79353, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Pep, TX

Refinance Rates for Pep, Texas 79353 from 2014 - 2021

Below are historical data on refinancing in Pep, Texas and around Bailey county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Pep, Texas 79353

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Pep, Texas 79353, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matthew Champion

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79353

(806) 767-7472

matthew.champion@wellsfargo.com

Katherine Dalton

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79353

(806) 767-7472

katherine.dalton@wellsfargo.com

Robert Dalton

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79353

(806) 767-7472

robert.dalton@wellsfargo.com

Eddie Garcia

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79353

(806) 767-7472

eddie.garcia@wellsfargo.com

Linda Lewis

President

4212 50th St

Lubbock, TX 79353

(800) 613-4408

Linda@capitalmort.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

matthew.champion@wellsfargo.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

katherine.dalton@wellsfargo.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

robert.dalton@wellsfargo.com

Refinancing News for Pep, Texas 79353

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