Compare Today’s Refinance Rates for Perrin, Texas 76486
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Perrin, Texas 76486.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,577 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Perrin and other areas of Jack county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Perrin, Texas 76486
Become a certified mortgage expert on Pureloan.com
in Perrin, Texas 76486
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Perrin, Texas 76486
Pureloan has developed an interactive chart to monitor the five largest local lenders in Perrin, TX 76486, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Perrin, Texas 76486 from 2024 - 2016
The following historical data provides insights into refinancing trends in Perrin, Texas and the surrounding Jack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Perrin, Texas 76486
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Perrin, Texas 76486, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Caroll
Loan Officer
18 S. Main St. Map View
Temple, TX 76486
(254) 774-5530
kcarroll@extracobanks.com
Jacob Youngblood
Europa Financing LLC
520 N Main St
Temple, TX 76486
(512) 775-3329
Jacob@europafinancing.com
Brandon Sparks
Europa Financing LLC
520 N Main St
Temple, TX 76486
(512) 796-4569
Brandon@europafinancing.com
Wes Ket
Mortgage Lender
2305?BIRDCREEK Terrace
Temple, TX 76486
(254) 773-7395
waket@dhimortgage.com
Stan Jackson
Loan Officer
3615 S. 31st St. Map View
Temple, TX 76486
(254) 774-5817
sjackson@extracobanks.com
Address
18 S. Main St. Map View
Temple, TX
Contact
(254) 774-5530
Fax (301) 639-0804
kcarroll@extracobanks.com
Address
520 N Main St
Temple, TX
Contact
(512) 775-3329
Fax (301) 639-0804
Jacob@europafinancing.com
Address
520 N Main St
Temple, TX
Contact
(512) 796-4569
Fax (301) 639-0804
Brandon@europafinancing.com