Compare Today’s Refinance Rates for Plano, Texas 75075
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Plano, Texas 75075.
With a 30-year amortization refinance in Plano and surrounding areas of Collin county, our calculations show that you can expect to save up to $5,225 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Plano, Texas 75075.
Summary of Average Refinances in Plano, Texas 75075
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Interactive Refinance Rate Projections for Plano, Texas 75075
Pureloan has developed an interactive chart to monitor the five largest local lenders in Plano, TX 75075, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Plano, Texas 75075 from 2024 - 2016
The following historical data provides insights into refinancing trends in Plano, Texas and the surrounding Collin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Plano, Texas 75075
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Plano, Texas 75075, we have compiled a list of top refinance brokers to assist you in the process.
Tim Bliss
Loan Officer
8105 Rasor Blvd, Suites 131 and 133
Plano, TX 75075
(197) 276-8235
tim.bliss@fairwaymc.com
Michael Backes
Loan Officer
8105 Rasor Blvd, Suites 131 and 133
Plano, TX 75075
(180) 431-4396
michael.backes@fairwaymc.com
Jacqueline Crider
Loan Officer
8105 Rasor Blvd, Suites 131 and 133
Plano, TX 75075
(146) 976-6481
jcrider@fairwaymc.com
Myriam Flores
Loan Officer
8105 Rasor Blvd, Suites 131 and 133
Plano, TX 75075
(146) 940-0329
myriam.flores@fairwaymc.com
Joey Wheeler
Loan Officer
8105 Rasor Blvd, Suites 131 and 133
Plano, TX 75075
(197) 289-8010
joey.wheeler@fairwaymc.com
Address
8105 Rasor Blvd, Suites 131 and 133
Plano, TX
Contact
(197) 276-8235
Fax (301) 639-0804
tim.bliss@fairwaymc.com
Address
8105 Rasor Blvd, Suites 131 and 133
Plano, TX
Contact
(180) 431-4396
Fax (301) 639-0804
michael.backes@fairwaymc.com
Address
8105 Rasor Blvd, Suites 131 and 133
Plano, TX
Contact
(146) 976-6481
Fax (301) 639-0804
jcrider@fairwaymc.com