Compare Today’s Refinance Rates for Point, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Point, Texas 75472. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Point and other areas of Rains county, expected lifetime cash savings are $14,269 or $40 / month.

For Point, Texas 75472, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.900743 -95.890285

Summary of Average Refinance Terms in Point, Texas 75472

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Point, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Point, TX 75472, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Point, TX

Refinance Rates for Point, Texas 75472 from 2014 - 2021

Below are historical data on refinancing in Point, Texas and around Rains county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Point, Texas 75472

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Point, Texas 75472, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Fran Williams

Loan Assistant

3620 Richmond Rd

Texarkana, TX 75472

(903) 334-0900

fran.williams@texanabank.com

Connie Sherman

Branch Manager

3620 Richmond Rd

Texarkana, TX 75472

(903) 334-0900

connie.sherman@texanabank.com

Dee Page

Loan Assistant

3620 Richmond Rd

Texarkana, TX 75472

(903) 334-0900

dee.page@texanabank.com

Dave White

Loan Officer

3620 Richmond Rd

Texarkana, TX 75472

(903) 334-0900

dave.white@texanabank.com

John Baxter

Loan Assistant

124 E. Rush Street

Linden, TX 75472

(903) 756-5573

john.baxter@texanabank.com

Address

3620 Richmond Rd

Texarkana, TX

Contact

(903) 334-0900

Fax (301) 639-0804

fran.williams@texanabank.com

Address

3620 Richmond Rd

Texarkana, TX

Contact

(903) 334-0900

Fax (301) 639-0804

connie.sherman@texanabank.com

Address

3620 Richmond Rd

Texarkana, TX

Contact

(903) 334-0900

Fax (301) 639-0804

dee.page@texanabank.com

Refinancing News for Point, Texas 75472