Compare Today’s Refinance Rates for Pointblank, Texas 77364
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pointblank, Texas 77364.
With a 30-year amortization refinance in Pointblank and surrounding areas of San Jacinto county, our calculations show that you can expect to save up to $4,987 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pointblank, Texas 77364.
Summary of Average Refinances in Pointblank, Texas 77364
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Interactive Refinance Rate Projections for Pointblank, Texas 77364
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pointblank, TX 77364, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pointblank, Texas 77364 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pointblank, Texas and the surrounding San Jacinto county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Pointblank, Texas 77364
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pointblank, Texas 77364, we have compiled a list of top refinance brokers to assist you in the process.
Steve Zapalac
Senior Vice President/Mortgage Lending
PO Box 128
Bellville, TX 77364
(979) 865-3181
SZapalac@fnbbellville.com
Mike Mueller
Senior Vice President/Mortgage, Commercial & Consu
PO Box 128
Bellville, TX 77364
(979) 865-3181
MMueller@fnbbellville.com
Gary Pless
Vice President/Loan Officer
PO Box 128
Bellville, TX 77364
(979) 865-3181
GPless@fnbbellville.com
Kathy Ignasiak
Asst. Vice President/Loan Officer
PO Box 128
Bellville, TX 77364
(979) 865-3181
KIgnasiak@fnbbellville.com
Neely Grawunder
Senior Vice President/Mortgage Loan Processing
PO Box 128
Bellville, TX 77364
(979) 865-3181
NGrawunder@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
SZapalac@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
MMueller@fnbbellville.com
Address
PO Box 128
Bellville, TX
Contact
(979) 865-3181
Fax (301) 639-0804
GPless@fnbbellville.com