Compare Today’s Refinance Rates for Pointblank, Texas 77364

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pointblank, Texas 77364.

With a 30-year amortization refinance in Pointblank and surrounding areas of San Jacinto county, our calculations show that you can expect to save up to $4,987 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pointblank, Texas 77364.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.71262 -95.309478 33340

Summary of Average Refinances in Pointblank, Texas 77364

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Pointblank, Texas 77364

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Pointblank, TX 77364, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Pointblank, Texas 77364

Point-blank range is any distance over which a certain firearm can hit a target without the need to compensate for bullet drop, and can be adjusted over a wide range of distances by sighting in the firearm. Read more

Point-blank range is any distance over which a certain firearm can hit a target without the need to compensate for bullet drop, and can be adjusted over a wide range of distances by sighting in the firearm. If the bullet leaves the barrel parallel to the sight, the bullet, like any object in flight, is pulled downwards by gravity, so for distant targets, the shooter must point the firearm above the target to compensate. But if the target is close enough, bullet drop will be negligible so the shooter can aim the gun straight at the target. If the sights are set so that the barrel has a small upward tilt, the bullet starts by rising and later drops. This results in a weapon that hits too low for very close targets, too high for intermediate targets, too low for very far targets, and point blank at two distances in between. For a .270 Winchester, as an example, the bullet first crosses the line of sight at about 23 metres as it is rising and has a maximum impact above the line of sight of approximately 75 mm and crosses the line of sight again at about 250 metres. This is for a 130 grain hunting bullet. Therefore point blank range for a deer size target is about 275 metres.

Point-blank range will vary by a weapon's external ballistics characteristics and the allowable error at the target; the flatter the bullet's trajectory or the larger the target, the longer the point-blank range will be.In popular usage, point-blank range has come to mean extremely close range with a firearm, yet not close enough to be a contact shot. Read less

Historical Refinance Rates in Pointblank, Texas 77364 from 2024 - 2016

The following historical data provides insights into refinancing trends in Pointblank, Texas and the surrounding San Jacinto county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 87.78% 50.74% 51.97% 53.39% 57.61% 50.54% 39.75% 39.25% 38.55%
avg refi rate 6.64% 3.72% 2.95% 3.24% 4.41% 4.88% 4.29% 4.01% 4.13%
% 15 year fixed refinance 8.89% 32.87% 32.88% 33.12% 29.90% 39.49% 49.17% 48.13% 47.82%
avg refi rate 5.27% 2.79% 2.43% 2.77% 3.68% 4.00% 3.46% 3.26% 3.41%
Avg credit score 734.20 740.60 758.13 763.64 747.20 731.26 738.14 744.00 745.30
Avg LTV (loan to value) 68.38% 61.79% 65.63% 68.31% 67.82% 66.30% 64.35% 65.45% 65.93%
Avg DTI (debt to income) 38.44 34.65 31.81 30.96 34.34 35.95 34.34 33.13 32.70
Avg refinance insurance % 1.69% 1.11% 2.65% 3.26% 3.81% 2.05% 1.49% 1.70% 1.45%

Source: Financial Report of the US Government

Best Refinance Brokers around Pointblank, Texas 77364

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pointblank, Texas 77364, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Steve Zapalac

Senior Vice President/Mortgage Lending

PO Box 128

Bellville, TX 77364

(979) 865-3181

SZapalac@fnbbellville.com

Mike Mueller

Senior Vice President/Mortgage, Commercial & Consu

PO Box 128

Bellville, TX 77364

(979) 865-3181

MMueller@fnbbellville.com

Gary Pless

Vice President/Loan Officer

PO Box 128

Bellville, TX 77364

(979) 865-3181

GPless@fnbbellville.com

Kathy Ignasiak

Asst. Vice President/Loan Officer

PO Box 128

Bellville, TX 77364

(979) 865-3181

KIgnasiak@fnbbellville.com

Neely Grawunder

Senior Vice President/Mortgage Loan Processing

PO Box 128

Bellville, TX 77364

(979) 865-3181

NGrawunder@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

SZapalac@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

MMueller@fnbbellville.com

Address

PO Box 128

Bellville, TX

Contact

(979) 865-3181

Fax (301) 639-0804

GPless@fnbbellville.com

Refinancing News for Pointblank, Texas 77364