Compare Today’s Refinance Rates for Pollok, Texas 75969
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pollok, Texas 75969.
With a 30-year amortization refinance in Pollok and surrounding areas of Angelina county, our calculations show that you can expect to save up to $4,274 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pollok, Texas 75969.
Summary of Average Refinances in Pollok, Texas 75969
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Interactive Refinance Rate Projections for Pollok, Texas 75969
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pollok, TX 75969, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pollok, Texas 75969 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pollok, Texas and the surrounding Angelina county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Pollok, Texas 75969
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pollok, Texas 75969, we have compiled a list of top refinance brokers to assist you in the process.
Donna Carrell
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75969
(936) 275-2361
dcarrell@texasbankandtrust.com
Carolyn Hamnett
Mortgage Loan Officer
102 W Columbia St
San Augustine, TX 75969
(936) 275-2361
chamnett@texasbankandtrust.com
Shaundra Hardt
Loan Originator
1712 Santa Fe Dr
Weatherford, TX 75969
(817) 596-7878
shardt@primelending.com
Tom Cudd
Loan Officer/Vice President
1630 E Lamar Blvd Ste 140
Arlington, TX 75969
(817) 916-6980
Tom.Cudd@SouthwestBank.com
Richard Schafer
Loan officer
1201 W Green Oaks Blvd
Arlington, TX 75969
(817) 654-8501
richard@yhtm.com
Address
102 W Columbia St
San Augustine, TX
Contact
(936) 275-2361
Fax (301) 639-0804
dcarrell@texasbankandtrust.com
Address
102 W Columbia St
San Augustine, TX
Contact
(936) 275-2361
Fax (301) 639-0804
chamnett@texasbankandtrust.com
Address
1712 Santa Fe Dr
Weatherford, TX
Contact
(817) 596-7878
Fax (301) 639-0804
shardt@primelending.com