Compare Today’s Refinance Rates for Port Neches, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Port Neches, Texas 77651. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Port Neches and surrounding areas of Jefferson county, your expected lifetime cash savings are $17,733 or $49 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Port Neches, Texas 77651.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.976983 -93.962624

Summary of Average Refinance Terms in Port Neches, Texas 77651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Port Neches, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Port Neches, TX 77651, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Port Neches, TX

Refinance Rates for Port Neches, Texas 77651 from 2014 - 2021

Below are historical data on refinancing in Port Neches, Texas and around Jefferson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Port Neches, Texas 77651

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Port Neches, Texas 77651, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brenda Long

Mortgage Loan Processor

2736 Nall St

Port Neches, TX 77651

(409) 726-2391

Blong@mctcu.org

Vicki Cook

CEO / President

660 S M L King Jr Pkwy

Beaumont, TX 77651

(409) 899-1035 Ext.

vcook@bmtccu.com

Angel Diamantis

Vice President

660 S M L King Jr Pkwy

Beaumont, TX 77651

(409) 899-1035 Ext.

adiamantis@bmtccu.com

Trellis Angelle

Loan Officer

660 S M L King Jr Pkwy

Beaumont, TX 77651

(409) 899-1035 Ext.

tangelle@bmtccu.com

Melissa Horn

Loan Processor/Collections Mgr

660 S M L King Jr Pkwy

Beaumont, TX 77651

(409) 899-1035 Ext.

mhorn@bmtccu.com

Address

2736 Nall St

Port Neches, TX

Contact

(409) 726-2391

Fax (301) 639-0804

Blong@mctcu.org

Address

660 S M L King Jr Pkwy

Beaumont, TX

Contact

(409) 899-1035 Ext.

Fax (301) 639-0804

vcook@bmtccu.com

Address

660 S M L King Jr Pkwy

Beaumont, TX

Contact

(409) 899-1035 Ext.

Fax (301) 639-0804

adiamantis@bmtccu.com

Refinancing News for Port Neches, Texas 77651