Compare Today’s Refinance Rates for Porter, Texas 77365
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Porter, Texas 77365.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Porter, Texas 77365. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,322 or $12 per month in Porter and other parts of Montgomery county.
Summary of Average Refinances in Porter, Texas 77365
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Interactive Refinance Rate Projections for Porter, Texas 77365
Pureloan has developed an interactive chart to monitor the five largest local lenders in Porter, TX 77365, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Porter, Texas 77365 from 2024 - 2016
The following historical data provides insights into refinancing trends in Porter, Texas and the surrounding Montgomery county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
% 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Porter, Texas 77365
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Porter, Texas 77365, we have compiled a list of top refinance brokers to assist you in the process.
Kirk Hertzenberg
Mortgage Loan Originator
18750 Interstate 45
Spring, TX 77365
(281) 825-4459
khertzenberg@criterionmortgage.com
Colter Kruckeberg
Mortgage Loan Originator
18750 Interstate 45
Spring, TX 77365
(281) 825-4434
colter@criterionmortgage.com
Bob Ellis
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77365
(281) 785-8290
bob.ellis@wellsfargo.com
Richard Legare
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77365
(281) 255-5080
richard.n.legare@wellsfargo.com
Natalie Chumley
Home Mortgage Consultant
27702 State Highway 249
Tomball, TX 77365
(281) 541-7048
natalie.a.chumley@wellsfargo.com
Address
18750 Interstate 45
Spring, TX
Contact
(281) 825-4459
Fax (301) 639-0804
khertzenberg@criterionmortgage.com
Address
18750 Interstate 45
Spring, TX
Contact
(281) 825-4434
Fax (301) 639-0804
colter@criterionmortgage.com
Address
27702 State Highway 249
Tomball, TX
Contact
(281) 785-8290
Fax (301) 639-0804
bob.ellis@wellsfargo.com