Compare Today’s Refinance Rates for Pottsville, Texas 76565
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pottsville, Texas 76565.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,846 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Pottsville and other areas of Comanche county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Pottsville, Texas 76565
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Pottsville, Texas 76565
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pottsville, TX 76565, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pottsville, Texas 76565 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pottsville, Texas and the surrounding Comanche county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Pottsville, Texas 76565
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pottsville, Texas 76565, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jonathan Kamenicky
Loan Officer
316 N Main St
Taylor, TX 76565
(512) 352-7641
jkamenicky@cnbanktexas.com
Deanna Whitson
Senior Mortgage Banker
113 N. Stagecoach Rd.
Salado, TX 76565
(800) 270-3416
deannawhitson@leader1.com
Address
316 N Main St
Taylor, TX
Contact
(512) 352-7641
Fax (301) 639-0804
jkamenicky@cnbanktexas.com
Address
113 N. Stagecoach Rd.
Salado, TX
Contact
(800) 270-3416
Fax (301) 639-0804
deannawhitson@leader1.com