Compare Today’s Refinance Rates for Prairie Lea, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Prairie Lea, Texas 78661. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Prairie Lea and other areas of Caldwell county, expected lifetime cash savings are $20,190 or $56 / month.

For Prairie Lea, Texas 78661, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.732222 -97.753333

Summary of Average Refinance Terms in Prairie Lea, Texas 78661

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Prairie Lea, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Prairie Lea, TX 78661, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Prairie Lea, TX

Refinance Rates for Prairie Lea, Texas 78661 from 2014 - 2021

Below are historical data on refinancing in Prairie Lea, Texas and around Caldwell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Prairie Lea, Texas 78661

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Prairie Lea, Texas 78661, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Cecil Bowen

Loan Officer

601 Fm 685

Pflugerville, TX 78661

(542) 670-1200

cbowen@cnbanktexas.com

Brian Cauthorn

Loan Officer

601 Fm 685

Pflugerville, TX 78661

(542) 670-1200

bcauthorn@cnbanktexas.com

Lloyd Hebbe

Loan Officer

601 Fm 685

Pflugerville, TX 78661

(542) 670-1200

lhebbe@cnbanktexas.com

Lisa Copeland

Partner / Loan Officer

1717 N Mays St

Round Rock, TX 78661

(512) 255-3333 Ext.

lisacopelandtx@gmail.com

Freddy Duarte

Loan Officer

2760 Gattis School Rd

Round Rock, TX 78661

(512) 388-5558

freddy@makercapitalgroup.com

Address

601 Fm 685

Pflugerville, TX

Contact

(542) 670-1200

Fax (301) 639-0804

cbowen@cnbanktexas.com

Address

601 Fm 685

Pflugerville, TX

Contact

(542) 670-1200

Fax (301) 639-0804

bcauthorn@cnbanktexas.com

Address

601 Fm 685

Pflugerville, TX

Contact

(542) 670-1200

Fax (301) 639-0804

lhebbe@cnbanktexas.com

Refinancing News for Prairie Lea, Texas 78661