Compare Today’s Refinance Rates for Princeton, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Princeton, Texas 75407. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $29,880 or $83 / month in Princeton and other areas of Collin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Princeton, Texas 75407.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.155542 -96.498073

Summary of Average Refinance Terms in Princeton, Texas 75407

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Princeton, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Princeton, TX 75407, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Princeton, TX

Refinance Rates for Princeton, Texas 75407 from 2014 - 2021

Below are historical data on refinancing in Princeton, Texas and around Collin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Princeton, Texas 75407

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Princeton, Texas 75407, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vanya Griffith

Mortgage Lender

2501 N Center St Ste 103

Bonham, TX 75407

(903) 815-2372

vanya@vanyagriffith.com

Doug Edwards

Senior Loan Officer/Sales Manager

2911 Terrell Road Greenville , Suite F

Greenville, TX 75407

(903) 454-3811

dedwards@unionhomemortgage.com

Jacque Murley

Senior Loan Officer

2911 Terrell Road Greenville , Suite F

Greenville, TX 75407

(903) 326-0070

jmurley@unionhomemortgage.com

Todd Meadows

Loan officer

641 Church Street

Sulphur Springs, TX 75407

(903) 439-0738

tmeadows@texasbankandtrust.com

Gary Russell

Loan officer

641 Church Street

Sulphur Springs, TX 75407

(903) 439-0738

grussell@texasbankandtrust.com

Address

2501 N Center St Ste 103

Bonham, TX

Contact

(903) 815-2372

Fax (301) 639-0804

vanya@vanyagriffith.com

Address

2911 Terrell Road Greenville , Suite F

Greenville, TX

Contact

(903) 454-3811

Fax (301) 639-0804

dedwards@unionhomemortgage.com

Address

2911 Terrell Road Greenville , Suite F

Greenville, TX

Contact

(903) 326-0070

Fax (301) 639-0804

jmurley@unionhomemortgage.com

Refinancing News for Princeton, Texas 75407