Compare Today’s Refinance Rates for Prosper, Texas 75078
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Prosper, Texas 75078.
With a 30-year amortization refinance in Prosper and surrounding areas of Collin county, our calculations show that you can expect to save up to $7,525 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Prosper, Texas 75078.
33.236169
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Summary of Average Refinances in Prosper, Texas 75078
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Prosper, Texas 75078
Pureloan has developed an interactive chart to monitor the five largest local lenders in Prosper, TX 75078, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Prosper, Texas 75078 from 2024 - 2016
The following historical data provides insights into refinancing trends in Prosper, Texas and the surrounding Collin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
| avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
| % 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
| avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
| Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
| Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
| Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
| Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Prosper, Texas 75078
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Prosper, Texas 75078, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Lynn Reed
Producing Branch Manager
181 S. Main St. #102
Prosper, TX 75078
(972) 483-5495
lynn.reed@benchmark.us
Glenda Jackson
Loan Originator, NMLS #300516
PO Box 760
Prosper, TX 75078
(832) 338-8181
gjackson@jacksonent.net
Kyle Rigsby
Loan Officer
1910 Fair Oaks Ln
Prosper, TX 75078
(214) 794-6225
kyle.rigsby@nflp.com
Clint Richey
Loan Officer
1910 Fair Oaks Ln
Prosper, TX 75078
(972) 679-1028
clint.richey@nflp.com
Tara McNaughton
Loan Officer
1910 Fair Oaks Ln
Prosper, TX 75078
(214) 432-5958
tara.McNaughton@nflp.com
Address
181 S. Main St. #102
Prosper, TX
Contact
(972) 483-5495
Fax (301) 639-0804
lynn.reed@benchmark.us
Address
PO Box 760
Prosper, TX
Contact
(832) 338-8181
Fax (301) 639-0804
gjackson@jacksonent.net
Address
1910 Fair Oaks Ln
Prosper, TX
Contact
(214) 794-6225
Fax (301) 639-0804
kyle.rigsby@nflp.com