Compare Today’s Refinance Rates for Prosper, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Prosper, Texas 75078. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Prosper and surrounding areas of Collin county, your expected lifetime cash savings are $14,649 or $41 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Prosper, Texas 75078.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.236169 -96.795401

Summary of Average Refinance Terms in Prosper, Texas 75078

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Prosper, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Prosper, TX 75078, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Prosper, TX

Refinance Rates for Prosper, Texas 75078 from 2014 - 2021

Below are historical data on refinancing in Prosper, Texas and around Collin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Prosper, Texas 75078

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Prosper, Texas 75078, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lynn Reed

Producing Branch Manager

181 S. Main St. #102

Prosper, TX 75078

(972) 483-5495

lynn.reed@benchmark.us

Glenda Jackson

Loan Originator, NMLS #300516

PO Box 760

Prosper, TX 75078

(832) 338-8181

gjackson@jacksonent.net

Kyle Rigsby

Loan Officer

1910 Fair Oaks Ln

Prosper, TX 75078

(214) 794-6225

kyle.rigsby@nflp.com

Clint Richey

Loan Officer

1910 Fair Oaks Ln

Prosper, TX 75078

(972) 679-1028

clint.richey@nflp.com

Tara McNaughton

Loan Officer

1910 Fair Oaks Ln

Prosper, TX 75078

(214) 432-5958

tara.McNaughton@nflp.com

Address

181 S. Main St. #102

Prosper, TX

Contact

(972) 483-5495

Fax (301) 639-0804

lynn.reed@benchmark.us

Address

PO Box 760

Prosper, TX

Contact

(832) 338-8181

Fax (301) 639-0804

gjackson@jacksonent.net

Address

1910 Fair Oaks Ln

Prosper, TX

Contact

(214) 794-6225

Fax (301) 639-0804

kyle.rigsby@nflp.com

Refinancing News for Prosper, Texas 75078