Compare Today’s Refinance Rates for Putnam, Texas 76469
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Putnam, Texas 76469.
With a 30-year amortization refinance in Putnam and surrounding areas of Callahan county, our calculations show that you can expect to save up to $3,241 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Putnam, Texas 76469.
Summary of Average Refinances in Putnam, Texas 76469
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Interactive Refinance Rate Projections for Putnam, Texas 76469
Pureloan has developed an interactive chart to monitor the five largest local lenders in Putnam, TX 76469, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Putnam, Texas 76469 from 2024 - 2016
The following historical data provides insights into refinancing trends in Putnam, Texas and the surrounding Callahan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Putnam, Texas 76469
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Putnam, Texas 76469, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Caroll
Loan Officer
18 S. Main St. Map View
Temple, TX 76469
(254) 774-5530
kcarroll@extracobanks.com
Jacob Youngblood
Europa Financing LLC
520 N Main St
Temple, TX 76469
(512) 775-3329
Jacob@europafinancing.com
Brandon Sparks
Europa Financing LLC
520 N Main St
Temple, TX 76469
(512) 796-4569
Brandon@europafinancing.com
Wes Ket
Mortgage Lender
2305?BIRDCREEK Terrace
Temple, TX 76469
(254) 773-7395
waket@dhimortgage.com
Stan Jackson
Loan Officer
3615 S. 31st St. Map View
Temple, TX 76469
(254) 774-5817
sjackson@extracobanks.com
Address
18 S. Main St. Map View
Temple, TX
Contact
(254) 774-5530
Fax (301) 639-0804
kcarroll@extracobanks.com
Address
520 N Main St
Temple, TX
Contact
(512) 775-3329
Fax (301) 639-0804
Jacob@europafinancing.com
Address
520 N Main St
Temple, TX
Contact
(512) 796-4569
Fax (301) 639-0804
Brandon@europafinancing.com