Compare Today’s Refinance Rates for Queen City, Texas 75572
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Queen City, Texas 75572.
With a 30-year amortization refinance in Queen City and surrounding areas of Cass county, our calculations show that you can expect to save up to $3,562 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Queen City, Texas 75572.
Summary of Average Refinances in Queen City, Texas 75572
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Interactive Refinance Rate Projections for Queen City, Texas 75572
Pureloan has developed an interactive chart to monitor the five largest local lenders in Queen City, TX 75572, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Queen City, Texas 75572 from 2024 - 2016
The following historical data provides insights into refinancing trends in Queen City, Texas and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Queen City, Texas 75572
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Queen City, Texas 75572, we have compiled a list of top refinance brokers to assist you in the process.
Shane Best
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75572
(903) 237-5500
zbest@texasbankandtrust.com
John Dyer
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75572
(903) 237-5500
bdyer@texasbankandtrust.com
Laura Estep
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75572
(903) 237-5500
cestep@texasbankandtrust.com
Heath Hamberlin
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75572
(903) 237-5500
hhamberlin@texasbankandtrust.com
Jennifer Harper
Mortgage Loan Officer
300 E Whaley St
Longview, TX 75572
(903) 237-5500
jharper@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
zbest@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
bdyer@texasbankandtrust.com
Address
300 E Whaley St
Longview, TX
Contact
(903) 237-5500
Fax (301) 639-0804
cestep@texasbankandtrust.com