Compare Today’s Refinance Rates for Quitaque, Texas 79255
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Quitaque, Texas 79255.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $868 over the lifetime of your mortgage, which translates to a monthly savings of $2 in Quitaque and other areas of Hall county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Quitaque, Texas 79255
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Interactive Refinance Rate Projections for Quitaque, Texas 79255
Pureloan has developed an interactive chart to monitor the five largest local lenders in Quitaque, TX 79255, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Quitaque, Texas 79255 from 2024 - 2016
The following historical data provides insights into refinancing trends in Quitaque, Texas and the surrounding Hall county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
% 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Quitaque, Texas 79255
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Quitaque, Texas 79255, we have compiled a list of top refinance brokers to assist you in the process.
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