Compare Today’s Refinance Rates for Randolph, Texas 75475
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Randolph, Texas 75475.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Randolph, Texas 75475. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,577 or $18 per month in Randolph and other parts of Fannin county.
Summary of Average Refinances in Randolph, Texas 75475
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Interactive Refinance Rate Projections for Randolph, Texas 75475
Pureloan has developed an interactive chart to monitor the five largest local lenders in Randolph, TX 75475, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Randolph, Texas 75475 from 2024 - 2016
The following historical data provides insights into refinancing trends in Randolph, Texas and the surrounding Fannin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Randolph, Texas 75475
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Randolph, Texas 75475, we have compiled a list of top refinance brokers to assist you in the process.
Todd Meadows
Loan officer
641 Church Street
Sulphur Springs, TX 75475
(903) 439-0738
tmeadows@texasbankandtrust.com
Gary Russell
Loan officer
641 Church Street
Sulphur Springs, TX 75475
(903) 439-0738
grussell@texasbankandtrust.com
Malisa Harrell
AssistantVicePresident/Loanr
107WebbStreet
Daingerfield, TX 75475
(903) 645-2251
mharrell@texashnb.com
Chris Gibbins
VicePresident/BranchManager
215N.HillcrestDrive
SulphurSprings, TX 75475
(903) 438-2000
cgibbins@texashnb.com
Kody Cox
Branch Manager
1305 Shannon Road E.
Sulphur Springs, TX 75475
(903) 885-7608
kcox@texasfcs.com
Address
641 Church Street
Sulphur Springs, TX
Contact
(903) 439-0738
Fax (301) 639-0804
tmeadows@texasbankandtrust.com
Address
641 Church Street
Sulphur Springs, TX
Contact
(903) 439-0738
Fax (301) 639-0804
grussell@texasbankandtrust.com
Address
107WebbStreet
Daingerfield, TX
Contact
(903) 645-2251
Fax (301) 639-0804
mharrell@texashnb.com