Compare Today’s Refinance Rates for Raymondville, Texas 78580
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Raymondville, Texas 78580.
With a 30-year amortization refinance in Raymondville and surrounding areas of Willacy county, our calculations show that you can expect to save up to $1,200 over the lifetime of your mortgage, or a monthly savings of $3. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Raymondville, Texas 78580.
Summary of Average Refinances in Raymondville, Texas 78580
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Interactive Refinance Rate Projections for Raymondville, Texas 78580
Pureloan has developed an interactive chart to monitor the five largest local lenders in Raymondville, TX 78580, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Raymondville, Texas 78580 from 2024 - 2016
The following historical data provides insights into refinancing trends in Raymondville, Texas and the surrounding Willacy county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 88.07% | 48.37% | 39.28% | 38.84% | 60.65% | 60.21% | 51.12% | 41.67% | 41.54% |
| avg refi rate | 6.47% | 4.02% | 3.08% | 3.49% | 4.61% | 4.82% | 4.39% | 4.18% | 4.34% |
| % 15 year fixed refinance | 9.17% | 34.29% | 42.29% | 43.72% | 30.46% | 31.14% | 40.58% | 46.21% | 46.15% |
| avg refi rate | 5.56% | 2.96% | 2.54% | 2.89% | 3.95% | 4.12% | 3.58% | 3.42% | 3.55% |
| Avg credit score | 744.50 | 761.35 | 732.15 | 736.37 | 728.90 | 718.32 | 723.73 | 725.31 | 729.14 |
| Avg LTV (loan to value) | 74.65% | 65.54% | 69.57% | 73.69% | 74.68% | 75.17% | 74.22% | 75.84% | 73.86% |
| Avg DTI (debt to income) | 37.17 | 36.06 | 34.89 | 35.12 | 36.02 | 36.29 | 35.81 | 35.31 | 34.90 |
| Avg refinance insurance % | 8.65% | 2.60% | 3.47% | 5.59% | 8.34% | 7.97% | 6.08% | 6.68% | 5.81% |
Best Refinance Brokers around Raymondville, Texas 78580
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Raymondville, Texas 78580, we have compiled a list of top refinance brokers to assist you in the process.
Billy Best
VP Branch Manager
137 South Eighth St.
Raymondville, TX 78580
(956) 689-5502
bbest@texasfcs.com
Mickey Smith
Branch Manager / Banker
701 E Johnson St
Burnet, TX 78580
(830) 693-4600
mickey@sw-funding.com
Ryan Smith
Loan Officers
701 E Johnson St
Burnet, TX 78580
(512) 715-0055
ryan@sw-funding.com
April Downey
Mortgage Consultant
317 Railroad St
Buda, TX 78580
(512) 658-0660
adowney@independencetitle.com
Oscar Dupre
Residential Mortgage Loan Originator
215 W View Dr
Wimberley, TX 78580
(512) 847-5443
omega100@gvtc.com
Address
137 South Eighth St.
Raymondville, TX
Contact
(956) 689-5502
Fax (301) 639-0804
bbest@texasfcs.com
Address
701 E Johnson St
Burnet, TX
Contact
(830) 693-4600
Fax (301) 639-0804
mickey@sw-funding.com
Address
701 E Johnson St
Burnet, TX
Contact
(512) 715-0055
Fax (301) 639-0804
ryan@sw-funding.com