Compare Today’s Refinance Rates for Reagan, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Reagan, Texas 76680. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,960 or $64 / month in Reagan and other areas of Falls county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Reagan, Texas 76680.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

31.229713 -96.741943

Summary of Average Refinance Terms in Reagan, Texas 76680

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Reagan, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Reagan, TX 76680, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Reagan, TX

Refinance Rates for Reagan, Texas 76680 from 2014 - 2021

Below are historical data on refinancing in Reagan, Texas and around Falls county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Reagan, Texas 76680

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Reagan, Texas 76680, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joey Kolar

Home Mortgage Consultant Jr

1105 Wooded Acres Dr

Waco, TX 76680

(254) 714-6167

joseph.w.kolar@wellsfargo.com

Mary Teakell

Loan Officer

1700 N Valley Mills Dr

Waco, TX 76680

(254) 761-2329

mteakell@extracobanks.com

Claudia Reyes

Mortgage Consultant

1704 N Valley Mills Dr

Waco, TX 76680

(361) 985-0020

creyes@extracobanks.com

Jim Hagen

Co-Branch Manager

1704 N Valley Mills Dr

Waco, TX 76680

(361) 985-0020

jhagen@extracobanks.com

Brian Aycock

Mortgage Loan Originator

4900 Sanger Ave

Waco, TX 76680

(254) 741-0100

aycock@texasfirst.com

Address

1105 Wooded Acres Dr

Waco, TX

Contact

(254) 714-6167

Fax (301) 639-0804

joseph.w.kolar@wellsfargo.com

Address

1700 N Valley Mills Dr

Waco, TX

Contact

(254) 761-2329

Fax (301) 639-0804

mteakell@extracobanks.com

Address

1704 N Valley Mills Dr

Waco, TX

Contact

(361) 985-0020

Fax (301) 639-0804

creyes@extracobanks.com

Refinancing News for Reagan, Texas 76680

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