Compare Today’s Refinance Rates for Red Oak, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Red Oak, Texas 75154. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Red Oak and surrounding areas of Ellis county, your expected lifetime cash savings are $9,213 or $26 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Red Oak, Texas 75154.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.516096 -96.820337

Summary of Average Refinance Terms in Red Oak, Texas 75154

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Red Oak, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Red Oak, TX 75154, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Red Oak, TX

Refinance Rates for Red Oak, Texas 75154 from 2014 - 2021

Below are historical data on refinancing in Red Oak, Texas and around Ellis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Red Oak, Texas 75154

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Red Oak, Texas 75154, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Arthur Pierot

Loan Officer

100 Plaza Dr., Suite 500

Red Oak, TX 75154

(972) 937-4333

Apierot@Guildmortgage.Com

Jessica Herring

Mortgage Loan officer

901 W. Main Street

Gun Barrel City, TX 75154

(903) 887-9181

Jessica.Herring@Southside.com

Bill Elling

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75154

(214) 540-4966

bill.elling@churchillmortgage.com

Mason Whitehead

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75154

(214) 540-4966

mason.whitehead@churchillmortgage.com

Bart Camak

Home Loan Specialist

17776 Preston Rd Ste 210

Dallas, TX 75154

(214) 540-4966

bart.camak@churchillmortgage.com

Address

100 Plaza Dr., Suite 500

Red Oak, TX

Contact

(972) 937-4333

Fax (301) 639-0804

Apierot@Guildmortgage.Com

Address

901 W. Main Street

Gun Barrel City, TX

Contact

(903) 887-9181

Fax (301) 639-0804

Jessica.Herring@Southside.com

Address

17776 Preston Rd Ste 210

Dallas, TX

Contact

(214) 540-4966

Fax (301) 639-0804

bill.elling@churchillmortgage.com

Refinancing News for Red Oak, Texas 75154