Compare Today’s Refinance Rates for Reklaw, Texas 75784
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Reklaw, Texas 75784.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Reklaw, Texas 75784. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,918 or $11 per month in Reklaw and other parts of Cherokee county.
Summary of Average Refinances in Reklaw, Texas 75784
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Interactive Refinance Rate Projections for Reklaw, Texas 75784
Pureloan has developed an interactive chart to monitor the five largest local lenders in Reklaw, TX 75784, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Reklaw, Texas 75784 from 2024 - 2016
The following historical data provides insights into refinancing trends in Reklaw, Texas and the surrounding Cherokee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.48% | 60.70% | 57.18% | 52.86% | 64.29% | 66.10% | 63.78% | 56.71% | 58.27% |
avg refi rate | 6.32% | 3.85% | 2.99% | 3.32% | 4.36% | 4.54% | 4.17% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.76% | 23.51% | 26.75% | 29.97% | 23.63% | 24.58% | 32.28% | 31.10% | 35.97% |
avg refi rate | 6.00% | 2.85% | 2.45% | 2.82% | 3.65% | 3.95% | 3.48% | 3.26% | 3.38% |
Avg credit score | 738.76 | 736.20 | 748.10 | 753.90 | 743.74 | 739.47 | 746.27 | 741.18 | 746.71 |
Avg LTV (loan to value) | 64.86% | 60.29% | 67.60% | 70.03% | 67.99% | 70.20% | 71.49% | 72.02% | 72.37% |
Avg DTI (debt to income) | 37.62 | 33.92 | 33.78 | 32.31 | 33.91 | 34.64 | 34.24 | 32.60 | 31.60 |
Avg refinance insurance % | 4.14% | 0.83% | 2.47% | 3.62% | 3.84% | 3.58% | 4.59% | 4.70% | 3.50% |
Best Refinance Brokers around Reklaw, Texas 75784
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Reklaw, Texas 75784, we have compiled a list of top refinance brokers to assist you in the process.
Kenneth Hammonds
Branch Manager
1012 Martin Avenue, Suite A
Mcallen, TX 75784
(956) 358-5088
khammonds@goldfinancial.com
Marc Mitchell
Executive Director
2256 S. Sycamore, Suite 3
Palestine, TX 75784
(903) 723-3164
marc@palestinechamber.org
Stephanie Wright
Member Services Coordinator
2256 S. Sycamore, Suite 3
Palestine, TX 75784
(903) 723-3164
info@palestinechamber.org
Danny Wren
Branch Manager
435 W. IH-45
Fairfield, TX 75784
(903) 389-8738
dwren@texasfcs.com
Cecilia Webb
Branch Production Manager
114 W. Oak Street
Palestine, TX 75784
(903) 723-9921
cwebb@cenderafunding.com
Address
1012 Martin Avenue, Suite A
Mcallen, TX
Contact
(956) 358-5088
Fax (301) 639-0804
khammonds@goldfinancial.com
Address
2256 S. Sycamore, Suite 3
Palestine, TX
Contact
(903) 723-3164
Fax (301) 639-0804
marc@palestinechamber.org
Address
2256 S. Sycamore, Suite 3
Palestine, TX
Contact
(903) 723-3164
Fax (301) 639-0804
info@palestinechamber.org